Passport to Retirement® Workshop: Your “How-to” Guide for Financial Success
Register Online
Register online at: www.lcc.edu/community/adult-enrichment/in-person.html
Select Passport to Retirement. Questions? Call 517-483-1415 or email: lifelong@lcc.edu
Passport to Retirement® Your “How-to” Guide for Financial Success
Have you asked yourself these questions about your future and your finances?
- How much money will I need to retire?
- Could my investments be earning more?
- Are there better ways to manage my taxes?
- What are my retirement plan distribution options?
- Could the SECURE Act affect my retirement planning?
- How will I provide for my family and heirs?
- Which investments could work best for me?
Insights and Tools That Make a Difference
This educational course is designed to help you overcome retirement challenges and take action to help improve your financial future. Financial markets can be volatile, the cost of health care keeps rising, many companies have eliminated traditional pensions, tax laws change, and Americans’ purchasing power continues to erode over time. Are you on track to accumulate the savings you will need to enjoy the retirement lifestyle you deserve? Investing a few hours of your time at our retirement course could pay off immediately.
You should gain confidence in your financial decision-making ability to:
- Assess potential sources of retirement income
- Improve your potential for investment gains
- Manage financial risks
- Help preserve wealth for your heirs
- Avoid unnecessary taxes and penalties
- Make sound choices when claiming Social Security
- Help protect yourself from potentially devastating costs associated with a disability or long-term care expenses
Sound information on real-world financial strategies will give you the background and perspective to help formulate realistic goals and make more informed decisions. After all, the decisions you make will ultimately determine your financial success. After attending this course, you should be better prepared to face the challenges and enjoy the rewards that retirement can bring. Through examples, exercises, and case studies, you’ll discover how to take control of your finances and position yourself for a brighter financial future.
An Educational Learning Experience
The course curriculum illustrates how time-tested financial principles can be applied to a variety of financial situations. In addition to receiving the latest facts and figures on retirement planning, you’ll also benefit from visual aids and handouts that are clear, concise, and easy to understand. The instruction is designed to show you a number of financial concepts that will expand your knowledge base.
Course Materials
You’ll receive a 120-page workbook that will serve as a valuable reference tool for years to come. It is filled with strategies, worksheets, and descriptions that will reinforce key concepts covered during the course.
Why You Should Attend
We spend most of our adult lives coping with financial issues, yet we receive virtually no formal education — from elementary school through college — to help us make wise investment decisions, prepare for retirement, and overcome other financial challenges.
Many people get an education to learn a career — and in turn to make money. This course will explain how to make your money work harder for you.
This course is designed to help you:
- Steer Clear of Roadblocks You’ll learn about common obstacles to planning for a comfortable retirement — such as a market downturn, taxes, inflation, the burden of taxes, inadequate planning, and failure to take action — and how to help overcome them.
- Acquire Sound Information Sound information about effective financial strategies will give you the background and perspective you need to make more informed retirement decisions. You’ll be more confident and decisive about what you want and the options you have.
- Focus on Your Goals This course is designed to lead you step-by-step through the retirement planning process. You’ll learn how to formulate realistic goals based on your individual retirement needs, risk tolerance, and length of time to retirement.
- Take Action Procrastination is the biggest reason why people fall short of achieving retirement goals. Start investing now for your future financial security!
What’s Included with Your Tuition
Educational Content
This informative course is designed for educational purposes only. You’ll receive dynamic instruction about concepts and strategies — not specific financial products and services. Your instructor will use straightforward language and real-world examples to illustrate important financial information you need to know. You’ll receive the latest facts and figures as well as practical strategies to help prepare for retirement. The presentation tools and handout materials are informative and visually appealing. By the end of the course, you’ll understand what your key areas of concern are and have a better idea of what you need to do to help improve your financial future.
One-on-One Meeting
By attending this course, you are entitled to a one-hour Complimentary Consultation with the Advisor. There is no obligation to attend this meeting.
Free Planning Guide
The comprehensive financial workbook is packed with information to help you apply what you learn to your own situation. It’s both your guide to the course and a valuable reference tool for the future. Helpful exercises give you the opportunity to plug in your specific numbers on worksheets and review how different investment and savings vehicles could affect your retirement.
Benefits of Enrolling
Many people realize that they need to improve their money management skills and start saving for retirement. But all too often, they don’t take the appropriate steps necessary to achieve their goals. Advance preparation may help you avoid surprises, such as having to add years to your career because you haven’t accumulated enough money, or living the rest of your life on a reduced income. By attending this course, you can acquire the knowledge and develop the skills you need to face the challenges ahead and enjoy the rewards that retirement can bring.
Tuition
Advance registration and prepayment are required. Tuition is $45 – payment goes directly to LCC. The college will keep 100% of proceeds. Fee includes two nights of instruction, one-hour consultation with advisor, and a 120-page workbook.
Register Online
Register online at: www.lcc.edu/community/adult-enrichment/in-person.html
Select Passport to Retirement. Questions? Call 517-483-1415 or email: lifelong@lcc.edu
About Your Instructor
With over 25 years of experience, Ryan Malloch brings seasoned expertise as a fiduciary in financial planning, and investment strategy. After earning his degree in Business Administration (Finance and Accounting) from Western Michigan University, Ryan worked with global firms such as Smith Barney and UBS before founding Innovative Investment Services in 2003.
In 2020, Ryan partnered with M1 Capital Management, providing wealth management and financial planning services with comprehensive asset and tax strategies.
A dedicated educator, Ryan frequently speaks at workshops in Michigan, helping individuals develop sound financial plans. In his free time Ryan enjoys spending time with his wife and daughter, traveling, camping, watching college football and hockey.